Residential Insurance

Residential Insurance, often referred to as Personal lines insurance, refers to a range of insurance policies designed to protect individuals and their families from financial losses related to personal property, assets, and liabilities. Unlike commercial lines insurance tailored for businesses, these policies focus on individual needs and risks associated with everyday life.

Key Policies under Personal Lines Insurance:

Automotive

Autos

Fifth-Wheel

Historic/Classic Autos

Historic/Classic Motorhomes

Mexico Insurance

Military Vehicles

Motorcycles

Motorhomes/RV

Rideshare / UBER / LYFT

Scooters/Mopeds

Travel Trailers

Utility Trailers

Event

Arts & Craft Shows

Beer Gardens/Liquor Gardens

Birthday Parties

Charitable Fundraisers

Concerts

Conventions

Fairs/Festivals

Farmers’ Markets

Picknicks/BBQs

Reception/Weddings

Shows (Cars, Planes, etc.)

Homeowners

Apartment Buildings

Condo/Townhome

Flood/Earthquake

High-Value Home

Historic Home

Hobby Farm/Acreage

Home/Seasonal/Cabin

Manufactured/Mobilehome

Renters/Tenants

Short/Long Term Rentals

Umbrella

Vacant Properties

Personal Articles

Action Figures/Dolls

Books/Manuscripts

Cameras/Lens/Tripod

Coins/Stamps

Computers/Electronics

Furs/Leather

Golf Clubs/Bicycles/Skis

Guitars/Violins/Painos

Guns/Swords/Knifes

Painting/Sculptures

Rings/Necklaces/Watches

Silverware/China/Crystal

Trading Cards/Comic Books

Recreational

ATV/UTV

Boats

Cabin Cruisers

Dirtbikes

Go-Carts

Golf Cart

Houseboats

Jetskis

Pontoons

Snowmobile/Snowbike

Yachts

Umbrella

High-net-worth individuals

High-risk occupations

Landlords

Rental property owners

Risk-adverse homeowners